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Creating a Debt Repayment Plan

When you don't take steps to repay debt, it can grow into a force to be reckoned with. The reason is that debt collectors often assess...

Taking Responsibility for Your Financial Situation

Probably your least favorite thing to do when you’re in financial hot water is to fully accept responsibility for what’s happened over...

Welcome to Money Talks!

We make numbers make sense! I am Frances Frazier, woman of God, single-mother of three, and owner of Serenity Financials. I work a...

10 Steps to Strengthen Your Finances

Eight years ago I made a decision that ultimately turned my entire life around. I found myself in mounds of debt to the tune of over...