women | Serenity Financials

Creating a Debt Repayment Plan

When you don't take steps to repay debt, it can grow into a force to be reckoned with. The reason is that debt collectors often assess...

Is it Better to Save Money or Pay Off Your Debt?

If you’re fortunate enough to have an income that exceeds your bills, it can be confusing to figure out how to put that positive cash...

Using the Modified Swear Jar System to Achieve Long-Term and Short-Term Savings Goals

There's no need to completely adjust your lifestyle in order to save for either a short or long-term savings goal. You can slowly, but...

Taking Responsibility for Your Financial Situation

Probably your least favorite thing to do when you’re in financial hot water is to fully accept responsibility for what’s happened over...