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Welcome to Money Talks!

We make numbers make sense!

I am Frances Frazier, woman of God, single-mother of three, and owner of Serenity Financials. I work a full-time job while building my legacy empire and I also have a side business that I enjoy working part-time. You're probably wondering why and how in the world am I managing all of that. Well once upon a time I was broke and clueless about money. I made some pretty dumb money moves in my day. I became sick and tired of being sick and tired (and broke) and decided it was time for a lifestyle change.

“Success is to be measured not so much by the position that one has reached in life as by the obstacles which he has overcome while trying to succeed.” – Booker T. Washington


This was the point in my life I realized I needed to hang around different people, people that have been where I wanted to go. I also needed to start changing some things about myself that would help position me for the elevation I was seeking. I needed to think differently. I just needed to release the insanity, period. "If you do what you've always done you're going to get what you've always got." So I did it! One day I took one step, the next day I took another step, and so on. Before I knew it, I looked up one day and realized everything was different. Almost three years later I had accomplished the unthinkable...I couldn't believe it! I paid off over $100, 000 of debt accumulated in a 14-year marriage. No, I didn't mention I used to be married before. Well this was part of the lifestyle change that I needed. Needless to say, I did what I needed to do to sustain life for my children and for me.

I had to learn new habits, healthy habits. For a period of time I worked three jobs just to be able to transition from my brother's spare room and couch to my own apartment. I sacrificed some things because I had three people depending on me to be their lifeline. This is where I learned time management, the power of prayer, and simply how to ask for help.

“Change will not come if we wait for some other person or some other time. We are the ones we've been waiting for. We are the change that we seek.” ~ Former President, Barack H. Obama

My mission is to coach more single parents in achieving the financial success they need to reach their goals. With almost 25 years of experience in financial services, I understand everyone's financial situation is different. I work to meet each client where they are and help them implement strategies that are customized to their goals and abilities.

Connect with me here for a free consultation.

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