lifestyle | Serenity Financials

Creating a Debt Repayment Plan

When you don't take steps to repay debt, it can grow into a force to be reckoned with. The reason is that debt collectors often assess...

Using the Modified Swear Jar System to Achieve Long-Term and Short-Term Savings Goals

There's no need to completely adjust your lifestyle in order to save for either a short or long-term savings goal. You can slowly, but...

Welcome to Money Talks!

We make numbers make sense! I am Frances Frazier, woman of God, single-mother of three, and owner of Serenity Financials. I work a...

10 Steps to Strengthen Your Finances

Eight years ago I made a decision that ultimately turned my entire life around. I found myself in mounds of debt to the tune of over...